Live rates updated daily. Rates shown are for qualified borrowers and may vary based on loan amount, credit score, and property type.
Rates are updated daily and represent our best available rates for well-qualified borrowers. Your actual rate may differ based on credit score, loan-to-value, and other factors. Apply now to lock your rate.
Several factors determine the rate you qualify for. Understanding them can help you prepare a stronger application.
Borrowers with scores of 760+ typically qualify for the lowest available rates. Every 20-point improvement can save you significantly.
The lower your LTV ratio (loan amount vs property value), the lower your risk — and typically, your rate.
Shorter loan terms (15 years vs 30 years) generally come with lower interest rates, though higher monthly payments.
Jumbo loans (above conforming limits) may carry slightly higher rates due to increased lender risk.
Primary residences typically receive the best rates. Investment properties and second homes may have higher rates.
Full-doc loans (with W-2s, tax returns) often qualify for better rates than stated-income alternatives.
Apply now and one of our loan officers will find the best rate available for your profile.
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